Odisha’s Tribal Cooperative Movement Is Sitting on ₹15,000 Crore of Forest Resources — Most Untapped

Odisha's Tribal Cooperative Movement Is Sitting on ₹15,000 Crore of Forest Resources — Most Untapped

In a weekly haat in Koraput district, a Kondh tribal woman named Kamala Majhi spread out her sal seeds, dried mahua flowers, and hill broom grass on a plastic sheet last monsoon. A middleman offered her ₹8 per kilogram for sal seeds — the same seeds that, once processed into sal butter, fetch ₹300 per … Read more

Cooperative Tourism in India: State-Run Alternatives to Private Hotels

Cooperative Tourism in India: State-Run Alternatives to Private Hotels

Most travelers booking a hotel in India never pause to consider who actually owns and operates it. Yet across states like Kerala, Maharashtra, and Tamil Nadu, cooperatively managed tourism ventures have been quietly offering clean, affordable, and community-driven accommodations for decades — and in 2026, their relevance is growing faster than ever. How Cooperative Societies … Read more

Cooperative Banking vs Commercial Banking: Pros and Cons

Cooperative Banking vs Commercial Banking: Pros and Cons

Choosing where to park your savings or apply for a loan is one of the most consequential financial decisions you can make, yet most people never pause to compare the two dominant models of banking available to them. I have spent years studying how cooperative and commercial banks operate, and the differences go far deeper … Read more

40 Auto-Rickshaw Drivers in Pune Built a Cooperative — Now Ola and Uber Have a Problem

40 Auto-Rickshaw Drivers in Pune Built a Cooperative — Now Ola and Uber Have a Problem

Somewhere in Pune’s Kothrud neighbourhood, a man named Raju Shinde used to earn roughly ₹900 a day ferrying passengers through the city’s chaotic traffic. That was before Ola and Uber slashed fares and flooded his routes with incentivised drivers. By 2023, his daily take-home had dropped to ₹500 on good days, and nearly 25% of that vanished into app commissions. Then, in early 2024, Shinde and 39 other auto-rickshaw drivers in his locality did something that most gig economy observers didn’t see coming — they registered a cooperative society under the Maharashtra Cooperative Societies Act and launched their own ride-hailing service.

I first heard about this initiative through a cooperative sector contact in Maharashtra, and frankly, I was sceptical. A forty-member auto-rickshaw cooperative going up against billion-dollar platforms? It sounded like a headline designed for social media sympathy, not a sustainable business. But the more I dug into it, the more I realised this wasn’t a stunt. It was a structural response to a structural problem — and it carries lessons for the entire cooperative movement in India.

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The Cooperative Movement That Quietly Feeds Half of India Every Morning

The Cooperative Movement That Quietly Feeds Half of India Every Morning

Before most of India wakes up, a chain of 3.6 million dairy farmers has already set the morning in motion. Every glass of milk, every cup of chai, every cube of butter on a breakfast plate carries the quiet fingerprints of one of the most consequential economic experiments any democracy has ever attempted — and … Read more

The Pushkar Cooperative That Turned Camel Herders Into Leather Exporters

The Pushkar Cooperative That Turned Camel Herders Into Leather Exporters

Somewhere on the sandy periphery of the Pushkar Camel Fair in 2019, a Raika herder named Bhawani Ram sold his last female camel for ₹8,000 — roughly the price of a mid-range smartphone. His family had maintained a herd of forty camels across three generations in Ajmer district, Rajasthan. By that winter, he was down … Read more

Why Young Indians Are Leaving Corporate Jobs to Join Cooperatives

Why Young Indians Are Leaving Corporate Jobs to Join Cooperatives

Last monsoon, Priya Sharma, a 28-year-old MBA graduate from Pune, walked out of a Rs 18-lakh-per-year consulting job at a Big Four firm. Three months later, she was standing ankle-deep in a turmeric field in Sangli district, Maharashtra, helping onboard 340 smallholder farmers onto a cooperative’s new digital procurement platform. She had taken a 40% … Read more

Government Giving ₹25 Lakh Loan for Small Business — Who Can Apply?

Government Giving ₹25 Lakh Loan for Small Business — Who Can Apply?

The problem is not that schemes don’t exist — it’s that most people never understand how to use them. Millions of Indians are sitting on business ideas right now, unaware that real government-backed loan options of up to ₹25 lakh are available to them today. This is not a single government scheme. What you see … Read more

The Untold Story of How Cooperative Societies Rebuilt Post-Flood Kerala

The Untold Story of How Cooperative Societies Rebuilt Post-Flood Kerala

When the floodwaters finally retreated across Kerala in August 2018 — the worst inundation the state had witnessed in 94 years — the damage bill had already crossed ₹31,000 crore, more than 480 people were dead, and over a million had been displaced from fourteen of the state’s fourteen districts. Government helicopters and military boats … Read more

India’s Rural Economy Has a Secret Weapon: It’s Called Cooperative Trade

India's Rural Economy Has a Secret Weapon: It's Called Cooperative Trade

When AMUL’s annual turnover crossed ₹72,000 crore in the fiscal year ending 2026, most business desks treated it as a corporate milestone worth a paragraph. What they consistently missed is that AMUL is not a corporation — it is 3.6 million dairy farmers across Gujarat who collectively own every rupee of that figure, and that … Read more