In Sangli district, Maharashtra, a dairy cooperative with 1,200 members spent nearly three years trying to purchase 14 acres of agricultural land for a fodder cultivation unit. They had the funds — approximately ₹85 lakh pooled from member contributions and an NCDC subsidy. They had the willing seller. What they did not have was legal … Read more
In Barmer district’s Chohtan tehsil, a groundnut farmer named Ramdev Bishnoi walked seventeen kilometres last monsoon season to reach the nearest bank branch — only to be told his loan application would take another forty-five days. By then, the sowing window had closed. He returned home, borrowed ₹38,000 from a local moneylender at 36% annual … Read more
Thousands of cooperative societies across India leave crores of rupees in government grants unclaimed every year simply because they don’t know how to apply. I’ve spent years studying the cooperative ecosystem in India, and I can tell you that the funding infrastructure is remarkably generous — if you know where to look and how to … Read more
