Thousands of cooperative societies across India leave crores of rupees in government grants unclaimed every year simply because they don’t know how to apply. I’ve spent years studying the cooperative ecosystem in India, and I can tell you that the funding infrastructure is remarkably generous — if you know where to look and how to … Read more
The last time you ordered groceries through a government-backed e-commerce network or checked fertiliser prices on a farming app, there’s a reasonable chance a cooperative was sitting quietly on the other side of that transaction. I’ve been tracking India‘s cooperative sector for years now, and the thing that strikes me most in 2026 isn’t a … Read more
A tiny milk cooperative born out of a farmer revolt against exploitative middlemen in 1946 now commands annual revenues exceeding ₹72,000 crore. I find this story endlessly fascinating because it proves that millions of small dairy farmers, when organized under a cooperative structure, can outperform multinational corporations and reshape an entire nation’s food economy. The … Read more
Last March, a branch manager at a mid-sized urban cooperative bank in Pune, Maharashtra noticed something strange — or rather, the bank’s new software noticed it for him. A cluster of 14 transactions, each just under the ₹50,000 reporting threshold, had been flagged automatically overnight. The amounts originated from three different accounts but routed funds … Read more
In the weaving hamlet of Mangalagiri, about 30 kilometres from Vijayawada, a 58-year-old weaver named Suresh spends nine hours a day on a pit loom producing cotton sarees with the distinctive nizam border his family has woven for three generations. He earns approximately ₹8,000 per month — and until last year, his only reliable buyer … Read more
In the summer of 2019, a private dairy company sent representatives to Rajsamand district, Rajasthan, offering ₹32 per litre for buffalo milk — nearly ₹5 above the local rate. The village of roughly 900 households could have taken the deal. They didn’t. Instead, the gram sabha met under a neem tree, debated for three hours, … Read more
I’ve spent years studying the economics behind India‘s decentralized textile sector, and one question keeps surfacing among weavers, policymakers, and cooperative advocates alike — does joining a powerloom cooperative actually put more money in a weaver’s pocket than working independently? The answer is more nuanced than most people assume, and the income gap between these … Read more
Cooperative societies across India have access to one of the most reliable institutional lenders that most people outside the cooperative movement rarely hear about. I’ve spent years studying cooperative financing, and the National Cooperative Development Corporation remains one of the best-kept funding secrets for societies looking to scale their operations, build infrastructure, or launch new … Read more
Last monsoon, a retired schoolteacher named Meena Kulkarni in Kothrud received a notice that shook her entire apartment block. The Sahyadri Cooperative Housing Society, where she had lived for 32 years, was sitting on land now valued at approximately ₹185 crore — and a private developer wanted to redevelop the entire plot. The 144 member-families … Read more
Rice feeds more than 3.5 billion people every single day, yet almost nobody can name the farmer who grew it. Between the waterlogged paddy fields of Vietnam’s Mekong Delta and the neatly packaged bag sitting under fluorescent lights in a London or Los Angeles supermarket, a supply chain stretches across thousands of miles and dozens … Read more
